Imagine going for a Sunday drive in the country. The windows are down, there is not a cloud in the sky, and you let the stress of the prior week fade away while you drive down scenic winding roads. What happens if things go wrong on your drive? What if another driver comes around the curve too fast and you cannot avoid an accident?
Whether you've had insurance on your car for decades or are just about to sign your first policy, chances are you've asked the question above: are uninsured motorist coverage and underinsured motorist coverage the same thing?
You've been injured in an accident and you're just now well enough to start handling the legal headache that is your insurance claim. In addition to seeking coverage for the damages caused to your vehicle, you're also looking to the at-fault driver's insurance provider to cover your medical expenses and lost wages. You're hoping this won't be too much of a hassle.
Imagine you are driving down the street when suddenly, out of the corner of your eye, you see another vehicle headed right toward you. They have failed to yield the right of way at a traffic signal. As a result, they collide with your vehicle, causing damage to both your car and yourself.
Individuals in Kentucky who are in a car accident in which another driver is at fault should take several steps immediately. They should document the accident with photos if possible and get the other driver's insurance information. They should then contact both the other insurance company and their own.
Kentucky residents may be surprised to learn that 60 to 90 percent of all sternum fractures are attributable to car crashes. These types of injuries may be commonly referred to as a breastbone fracture. In contrast, these types of injuries only constitute up to 8 percent of all reports detailing chest trauma. Vehicle occupants over age 50 are more susceptible to suffering these types of injuries than children inside the automobile.
Pike County drivers may wish to learn more about a common injury that can result from a car crash. When appropriate treatment is given, the symptoms can be lessened or cured in time.
As Kentucky residents may know, motorcyclists are more likely than car drivers to suffer injury or death when involved in an auto accident. Nationwide, 4,668 fatal accidents occurred in 2013, and 88,000 motorcyclists were injured.
Car accidents in Kentucky create many costs, the greatest of which is the human life that is lost. According to a nationwide study by the National Highway Traffic Safety Administration, 33,561 people were killed in car accidents in 2012. On average, this number means that about 92 people died in the United States each day in 2012 as a result of a car accident.
Any type of distraction while driving can be dangerous, and sending or reading a text message can distract the driver for a few seconds or longer. This can create a lot of trouble for the other drivers on the road. According to research by the National Highway Traffic Safety Administration, distraction was the cause of 18 percent of all crashes that caused injuries or fatalities in 2010. Along with this information, the Virginia Tech Transportation Institute discovered that the risk of an accident is 23 times higher while a driver is texting than when a driver is not distracted.