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A rental car accident in Kentucky can be a concerning factor when you are behind the wheel. Learning who is at fault and if you can receive compensation for your accident is critical but challenging. Speak with a Kentucky car accident lawyer today about your case.
Kentucky is a no-fault state. This means that drivers must purchase insurance that protects them in the event of an accident. This type of insurance usually covers your own medical expenses and other costs you have in the accident. It does not require the at-fault driver to be held accountable in most cases. Kentucky’s insurance rules will require those who are at fault to pay for property damage and other liabilities.
In rental car accidents, this may seem a bit confusing. However, most rental vehicles will have additional layers of insurance protection. That means you may have multiple levels of financial protection available. For example, your personal auto insurance may help cover your losses. If the incident is related to the rental car’s poor maintenance and upkeep, that could mean that the rental company must pay for the losses associated with the accident.
It is always important for you to read the details of your rental car agreement to know what stipulations and limitations may apply in your case. The rental agreement is the contract you sign at the time of leasing the vehicle. Many times, that agreement will include a clause that holds you responsible for all damage to the vehicle, including repairs from accidents, loss of use events, and administrative fees.
There is some gray area in these contracts though. Kentucky law will hold in most situations, which means if the contract violates any component of the law, such as trying to hold you responsible for losses caused by the rental company, it may not be enforceable, meaning you may not have to pay for damage to it.
In situations where someone else caused your accident, and you have substantial injury and loss from it, contact a Kentucky personal injury attorney. These cases may have significant value, meaning that if you can document your losses, you may be able to pursue additional compensation from the at-fault party. There are a wide range of limitations in place for this, but for many victims of reckless driving or other negligence, your attorney can guide you in seeking compensation.
Also important is realizing that insurance companies in these accidents rarely work on your behalf. Even if you plan to file a claim with your own insurance provider, that insurance company is going to do everything it can to reduce the compensation they pay you. That is another one of the reasons to hire an attorney. You need a Kentucky rental car accident attorney to protect your rights throughout this legal process and to minimize the risk of further loss.
In situations where you are in an accident and are unsure who will pay for your financial losses, put a trusted legal team to work on your case. Contact our Kentucky rental car accident attorney to work on your case. Attorney Gary C. Johnson is available to discuss your case during a free, no-obligation consultation.