Car accidents are not uncommon throughout the Commonwealth of Kentucky. Unfortunately, these incidents often lead to the injuries of both drivers and passengers. According to the Kentucky Department of Transportation, there were more than 158,000 total collisions reported across the Commonwealth are in the latest year. Out of these incidents, there were more than 34,000 injuries reported. Here, we want to discuss what rights an injured passenger has in the aftermath of a Kentucky vehicle accident. Are they entitled to insurance settlement money? Can they file a lawsuit against the at-fault party? Can they file a lawsuit against the driver of the vehicle they were in?
These are all crucial questions that you need to know, particularly if you have been a passenger that was injured in a vehicle accident.
If you are injured while riding in a vehicle that is involved in an accident, you will have several options when it comes to recovering compensation. First, most car accident claims in Kentucky are resolved through insurance settlements. This can be tricky here because Kentucky is considered a choice “no-fault” state when it comes to vehicle accidents.
As an injured passenger in a Kentucky car accident, you may have to file a lawsuit against the parties involved. This could include a lawsuit against the driver of the vehicle you were in, against another motorist involved, or both. Because Kentucky operates under a no-fault insurance system, many people wonder if they can even file a lawsuit to recover compensation. The answer is yes. Even if the drivers involved use the no-fault insurance in Kentucky, there are various thresholds that allow those involved to step outside of the system and file a claim against the other driver. These thresholds include:
An injured passenger may be able to file a lawsuit regardless of whether or not the drivers involved use the no-fault system. It is strongly recommended that an injured passenger work with a skilled Lexington car accident lawyer who can walk them through this entire process. All this can seem overwhelming to an injury victim, but an attorney will have the resources and legal expertise to handle every aspect of the claim. If you have been a passenger injured in a vehicle accident, you deserve to receive full compensation for your injuries, medical expenses, out-of-pocket expenses, pain and suffering damages, and more.