T-bone collisions often result in significant injuries for those involved. When a person sustains an injury in a T-bone crash caused by the actions of another driver, they should be able to recover compensation for their losses. However, determining fault for a T-bone collision can be challenging. Here, we want to discuss how liability is determined in these situations and which parties are usually at fault.
It is impossible to write a whole article about pinpointing fault for a T-bone collision on one party. The reality is that there are a variety of ways that T-bone collisions occur in Kentucky, which means that there could be multiple parties at fault, depending on the scenario. Here, we want to review a few common ways in which T-bone collisions occur in Kentucky:
What we will find in these scenarios, and others that result in a T-bone collision, is that any driver failing to yield the right of way and causing the T-bone collision will usually be at fault for the incident.
There are other contributing factors to T-bone collisions in Kentucky. This could include drivers operating while impaired by alcohol or drugs, while distracted by their phones or other devices, or operating a vehicle while fatigued.
Kentucky operates under what is called a choice no-fault system when it comes to vehicle accidents. In a traditional no-fault system, drivers will turn to their own insurance carriers after a vehicle collision occurs, regardless of who caused the incident. However, Kentucky allows drivers to opt out of the no-fault system when they purchase their insurance policy, which places them on a fault-based collision system.
This is important to point out because, depending on what type of insurance a person carries, it may not matter who caused the incident. Drivers who use the no-fault insurance system will turn to their own insurance carrier to recover compensation. However, those who have opted out of the no-fault system will have to go through the process of determining liability in order to recover compensation if they are injured or sustain property damage in a T-bone collision.
Another factor to consider is shared fault. In the event a driver is injured or sustains property damage in a T-bone collision, and they have opted out of the no-fault system, there could be shared fault for the incident. Kentucky operates under a “pure comparative negligence” system, which means that those involved in a collision can still recover compensation even if they are up to 99% at fault for the incident. However, they will see their total compensation reduced based on their overall percentage of fault. A Lexington personal injury lawyer can help you figure out what your next steps are. Contact our firm today for a private consultation.